Join the waitlist
Coming soon to iPhone & Android

Bills due?
Calma.

CalmaCash keeps track of your rent, bills and subscriptions, shows you what's safe to spend, and helps you figure it out when money is short. Made for young adults whose paychecks don't always show up on schedule.

First month free, then $2.49/month. Launch price, locked in for early members.

No bank login needed1 month freeCancel anytime
9:41●●● 5G
Buenos días, Ana 👋
2 things need your attention
Safe to spend this week$85
Rent$900 Due Nov 1 You'll be $120 short · See options
Spotify$11.99 Renews Nov 4 Student plan: save $72/yr
Phone$65 Due Nov 8
BillsSaveEarn
One app, three ways to breathe easier

Spend smarter. Save more. Earn more.

Most money apps only show you what you spent. CalmaCash helps you get through the month.

Bills

  • Rent, phone, car and utilities on one calendar
  • Reminders 3 days before, the day before and on the due date
  • Subscriptions and free-trial alerts
  • A "safe to spend" number that works with irregular pay
  • Early warning when you're going to come up short

Save

  • Cheaper plans for the bills you already pay
  • Student and young-adult discounts
  • Low-income programs for internet, phone and utilities
  • Forgotten subscriptions and price hikes
  • A counter showing how much you've saved this year

Earn

Coming soon
  • Part-time jobs and gigs that start this week
  • "You're $120 short. Here's how to make it."
  • AI help with your resume and cover letters
  • Track side-hustle income in the same app
Subscriptions

"Wait, I'm paying for three streaming apps?"

See every subscription in one place and what it really costs you each month. CalmaCash spots the ones that do the same thing and shows how much you'd save by keeping just one.

  • Every subscription, one totalAdd them in seconds, or let CalmaCash find them in your bank statement or emails.
  • Free-trial alertsA heads-up before a free trial turns into a charge, so you can cancel in time.
  • Price-hike warningsKnow when a service quietly raises its price.
  • Paying twice? We'll tell you.Two music apps, three streaming services, two cloud storage plans: see the overlap and what you'd save.
$67.46 / month7 subscriptions · $809 a year
Netflix$15.49Renews Nov 5
Hulu$9.99Renews Nov 12
Max$16.99Free trial ends Nov 9 · cancel in time
Spotify$11.99Price went up $1
Paying twice: 3 streaming appsKeep one at a time and rotate monthly. Save about $25/month.
For the hard months

Can't pay a bill? Tap one button.

No judgment, just a plan. CalmaCash walks you through what to do next.

  • Know what to pay firstHousing, utilities, food and getting to work come before credit cards and extras.
  • Ask for more timeA ready-to-send message for your landlord or provider, written for you.
  • Find help you qualify forPayment plans, hardship programs and local assistance near you.
  • Free up cash fastSubscriptions you can pause this month, picked from your own list.
Rent · $900 due Nov 1$120 short
1. Rent$780 now
2. Electric$64
3. Pause Hulu + Max+$33 back
Message to your landlordHi Mr. Lopez, I can pay $780 on the 1st and the remaining $120 by the 8th, when my next check comes in. Would that work? Thank you.
How it works

Set it up in five minutes

  1. Add your bills

    Rent, phone, subscriptions. Pick from popular services or type your own.

  2. Add your paydays

    Steady paycheck or gig money that comes whenever. Both work.

  3. Get reminders

    Push notifications before anything is due, with a one-tap "paid" button.

  4. Stay ahead

    See trouble a week early and get a plan, not a late fee.

Pricing

Less than a single late fee

Try everything free for a full month. That's a whole bill cycle, so you see it work before you pay.

Launch price

CalmaCash

$2.49/ month

or $19.99/year, save 33%

  • First month free
  • Bill calendar and reminders, unlimited
  • Safe-to-spend and "you'll be short" warnings
  • "I can't pay this" help
  • Personalized discounts and cheaper plans
  • Subscription and price-hike tracking
Get early access

Got a creator code?

2months free

instead of 1, then $2.49/month

  • Enter your favorite creator's code when you sign up
  • Everything included, no limits
  • We'll remind you 3 days before your free time ends
  • Cancel anytime in your phone's settings
Join the waitlist

Prices in USD. Local prices may vary by country. Free trial requires an Apple or Google account and renews automatically unless cancelled. One free trial per person. Early members keep the launch price for as long as they stay subscribed.

For creators

Help your followers get calm. Get paid every month.

Share your personal CalmaCash code. Your followers get 2 months free instead of 1, and you earn for every person who subscribes.

  • Your own code and link
  • A live dashboard: sign-ups, trials, subscribers and earnings
  • Monthly payouts once you reach $25
  • Talking points and content ideas we've approved

Want in? Email creators@calmacash.com

$1 / month per subscriber, for 12 months
100 subscribers$100 / month
1,000 subscribers$1,000 / month
5,000 subscribers$5,000 / month
Questions

Good to know

Do I have to connect my bank account?

No. You add your bills and paydays yourself, or forward bill emails. We never ask for your bank login.

My income changes every week. Will this still work?

Yes, that's who we built it for. Log money when it comes in, and CalmaCash updates your safe-to-spend number and warns you if a bill is at risk.

How does the free month work?

Everyone gets the full app free for 30 days, or 2 months with a creator code. You start the trial through the App Store or Google Play, and we remind you 3 days before it ends. Cancel before then and you pay nothing.

Does CalmaCash pay my bills or lend money?

No. We don't move money, and we don't offer loans or cash advances. We help you plan, remind you, and point you to options and programs you may qualify for.

Is my information safe?

Your data is encrypted and never sold. You can export or delete your account at any time, right from the app.

When does it launch, and where?

We're launching first in the United States on iPhone and Android, in English and Spanish. Join the waitlist to get early access and the launch price.

Your money, con calma.

Be one of the first to try CalmaCash. First month free, then $2.49/month, locked in.